What is a Cash Loan?
- A cash loan can help when there is a cash shortfall
- Our cash loans are available to applicants with good or bad credit history
- Cash loans can be from $500 to $5000
- Repayment are fixed for the entire loan
When you apply for a cash loan with us, you get
Easy application and fast loan decision
Clear indication of repayment amounts
Straightforward instructions on what documents to provide
Fast transfer of funds upon final approval
If you have any queries about our online cash loan, please call our customer service centre on 1300 324746 during business hours – we are here to help.
To apply now for a fast cash loan click here.
We fund small and medium personal loans up to $5000, and source customer’s larger personal loans up to $50,000 where they meet a lender’s criteria.
Small Loans Pricing
At Fair Go Finance we reward you with a discount on your second loan, given you will have demonstrated a positive repayment history on your first loan.
|Min Loan||Max Loan||Average Term||Typical Establishment Fee||Monthly Fee||Interest Rate per Annum||Comparison Rate|
|Small Amount Loans||A$500||$2,000||5 months||20%||4% of principal||0%||N/A|
|Medium||A$2,250||$5,000||8 months||$460 - $695||$5||29.9%||39.9%|
|Available Term||Repayments per week
(depends on affordability)
|Establishment Fee||Monthly Fee||Interest Rate per Annum||Comparison Rate|
|500||3 – 5 months||$33 up to $155||$100||$20||0%||N/A|
|1750||3 – 11 months||$61 up to $178||$350||$70||0%||N/A|
|2250||4 – 12 months||$62 up to $169||$460||$5||29.9%||38.1% - 44.6%|
|4500||7 – 12 months||$116 up to $188||$635||$5||29.9%||41.3% - 46.8%|
Mates Rates Discounts
Once you have demonstrated a good repayment history on your first loan we will reward you with an express service and, depending on the loan amount, a reduction on your establishment fee / interest rate. See table below.
|Loan Amount||Min Loan||Max Loan||Reduction Applied to Establishment Fee||Reduction Applied to Interest Rate||Express Service|
|Small Amount Loans||$1000||$2,000||$50||0%||YES|
|Medium Amount Loans||$2,250||$5,000||$50||5%||YES|
Maximum fees, charges and or interest equal to a maximum all inclusive equivalent cost rate of 48% APR (Annual Percentage Rate).
Benefits of a Cash loan with Fair Go Finance
Apply Online & Sign Online
Our fast process allows you to apply online and sign the conditional loan offer online using eSign if conditionally approved.
No early pay out fees
At Fair Go Finance you only pay interest until the day you fully repay the loan. This can save you hundreds of dollars if you pay it out early.
Establish a repayment history
By paying your personal loan back in line with your repayment schedule, you establish a repayment history with Fair Go Finance that can help you when you next apply for a loan.