What is a Cash Loan?

Loan Man
  • A cash loan can help when there is a cash shortfall
  • Our cash loans are available to applicants with good or bad credit history
  • Cash loans can be from $500 to $5000
  • Repayment are fixed for the entire loan
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When you apply for a cash loan with us, you get


Easy application and fast loan decision


Clear indication of repayment amounts


Straightforward instructions on what documents to provide


Fast transfer of funds upon final approval

If you have any queries about our online cash loan, please call our customer service centre on 1300 324746 during business hours – we are here to help.


To apply now for a fast cash loan click here.

We fund small and medium personal loans up to $5000, and source customer’s larger personal loans up to $50,000 where they meet a lender’s criteria.

Small Loans Pricing

At Fair Go Finance we reward you with a discount on your second loan, given you will have demonstrated a positive repayment history on your first loan.

New Customers
Min Loan Max Loan Average Term Typical Establishment Fee Monthly Fee Interest Rate per Annum Comparison Rate
Small Amount Loans A$500 $2,000 5 months 20% 4% of principal 0% N/A
Medium A$2,250 $5,000 8 months $460 - $695 $5 29.9% 39.9%
Loan Amount
(Australian Dollars)
Available Term Repayments per week
(depends on affordability)
Establishment Fee Monthly Fee Interest Rate per Annum Comparison Rate
500 3 – 5 months $33 up to $155 $100 $20 0% N/A
1750 3 – 11 months $61 up to $178 $350 $70 0% N/A
2250 4 – 12 months $62 up to $169 $460 $5 29.9% 38.1% - 44.6%
4500 7 – 12 months $116 up to $188 $635 $5 29.9% 41.3% - 46.8%
Mates Rates Discounts

Once you have demonstrated a good repayment history on your first loan we will reward you with an express service and, depending on the loan amount, a reduction on your establishment fee / interest rate. See table below.

Loan Amount Min Loan Max Loan Reduction Applied to Establishment Fee Reduction Applied to Interest Rate Express Service
Small Amount Loans $1000 $2,000 $50 0% YES
Medium Amount Loans $2,250 $5,000 $50 5% YES
Warning: The comparison rates provided are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Maximum fees, charges and or interest equal to a maximum all inclusive equivalent cost rate of 48% APR (Annual Percentage Rate).

Benefits of a Cash loan with Fair Go Finance


Apply Online & Sign Online

Our fast process allows you to apply online and sign the conditional loan offer online using eSign if conditionally approved.


No early pay out fees

At Fair Go Finance you only pay interest until the day you fully repay the loan. This can save you hundreds of dollars if you pay it out early.


Establish a repayment history

By paying your personal loan back in line with your repayment schedule, you establish a repayment history with Fair Go Finance that can help you when you next apply for a loan.

Our online cash loans can be used for anything personal you need cash for! You can apply for a cash loan from between $500 and $5000. Use this loan for bills, holidays, renovations, furniture, white goods, fees, wedding expenses etc. We can provide either unsecured or secured cash loans.

If your loan is unconditionally approved, we will transfer the loan money directly into your bank account so you can access it whenever you are ready.

Who is this product for? People who need cash quickly for a range of personal reasons.
Am I eligible to apply? You need to be at least 18 years of age, a permanent Australian resident, and in regular paid employment to apply.
How much can I borrow? $500 to $5000
What repayment terms are available? 3 to 12 months. Repayment terms will vary depending on each applicant’s financial situation.
Loan types available Fixed
Lender Fair Go Finance
Apply Now
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