What is a Bond Loan?

Loan Man
  • A bond loan can be used for a rental bond or any moving expense
  • We offer bond loans between $500 and $5000
  • Applicants can have either good or bad credit history
  • Apply today for a rental bond loan & you could be moving tomorrow
Apply Now

When you apply for a bond loan with us, you get

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Easy application and fast loan process

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Clear instructions on what documents you need to provide

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Fast funds transfer upon final approval

Information about our Rental Bond Loans

If you have any queries about our online bond loan, please call our customer service centre on 1300 324746 during business hours – we are here to help.

We fund small and medium personal loans up to $5000, and source customer’s larger personal loans up to $50,000 where they meet a lender’s criteria.

Small Loans Pricing

At Fair Go Finance we reward you with a discount on your second loan, given you will have demonstrated a positive repayment history on your first loan.

New Customers
Min Loan Max Loan Average Term Typical Establishment Fee Monthly Fee Interest Rate per Annum Comparison Rate
Small Amount Loans A$500 $2,000 5 months 20% 4% of principal 0% N/A
Medium A$2,250 $5,000 8 months $460 - $695 $5 29.9% 39.9%
Examples
Loan Amount
(Australian Dollars)
Available Term Repayments per week
(depends on affordability)
Establishment Fee Monthly Fee Interest Rate per Annum Comparison Rate
500 3 – 5 months $33 up to $155 $100 $20 0% N/A
1750 3 – 11 months $61 up to $178 $350 $70 0% N/A
2250 4 – 12 months $62 up to $169 $460 $5 29.9% 38.1% - 44.6%
4500 7 – 12 months $116 up to $188 $635 $5 29.9% 41.3% - 46.8%
Mates Rates Discounts

Once you have demonstrated a good repayment history on your first loan we will reward you with an express service and, depending on the loan amount, a reduction on your establishment fee / interest rate. See table below.

Loan Amount Min Loan Max Loan Reduction Applied to Establishment Fee Reduction Applied to Interest Rate Express Service
Small Amount Loans $1000 $2,000 $50 0% YES
Medium Amount Loans $2,250 $5,000 $50 5% YES
Warning: The comparison rates provided are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Maximum fees, charges and or interest equal to a maximum all inclusive equivalent cost rate of 48% APR (Annual Percentage Rate).

Benefits of a Bond loan with Fair Go Finance

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Apply Online & Sign Online

Our fast process allows you to apply online and sign the conditional loan offer online using eSign if conditionally approved.

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Establish your credit history

By paying your personal loan back in line with your repayment schedule, you establish a repayment history with Fair Go Finance that will help you when you next apply for a personal loan.

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No early pay out fees

At Fair Go Finance you only pay the interest until you pay the loan out. This can save you hundreds of dollars.

Want To Rent But Need Help To Pay The Bond Or Moving Costs?

Our Bond Loans are available Australia wide and help those who haven’t got enough saved to move or pay for their rental bond. 

Also known as a Housing Bond Loan or Rental Bond Loan, it can also be used to purchase white goods, furniture, pay bills or relocation costs. If you have found a rental property but need help to fill the space or pay for the move, apply now for a Bond Loan!

Funds from a bond loan can be transferred either to your account or to the new landlord. This is transferred the same day you receive formal approval.


Who is this product for? People who need funds quickly to pay their bond or relocation costs.
Am I elgible to apply? You need to be at least 18 years of age, a permanent Australian resident, and in regular paid employment to apply.
How much can I borrow? $500 to $5,000
What repayment terms are available? 3 to 12 months.
Repayment terms will vary depending on each applicant's financial situation.
Loan types available Fixed
Lender Fair Go Finance
Apply Now
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