Unsecured Loans

Looking for a quick online personal loan for up to $3,000?

The unsecured loan is designed to have the loan approved and repaid quickly while also ensuring that repayments are affordably structured. These loans are often used by borrowers for small purchases such as white goods, computers, medical bills, car repairs, housing bond loans, home improvements, travel, vacations or unexpected expenses.

Apply Now to get an instant Pre-Approval *!


Benefits of an Unsecured Personal Loan with Fair Go Finance?

    • A Fast Online Loan to get the loan funds within 24 – 48 hours – once you have sent in the supporting documents we will verify the information in the application and transfer the funds to your nominated account. This will normally result in the funds being in your account within 24- 48 hours of you sending in the documents.
    • No early pay out fees – as surprising at this is, many lenders still charge you a fee for paying out the loan early. At Fair Go Finance you only pay the interest until you pay it out. This can save you hundreds of dollars. This is important if you are getting your tax back, or a bonus from work, and you want to pay off a personal loan or pay the balance of your personal down and get ahead.
    • Help in getting cheaper credit in the future – Fair Go Finance is accredited with a panel of lenders that do car loans and larger unsecured personal loans. By paying your personal loan back in line with the original repayment schedule, you establish a repayment history with Fair Go Finance that will help you obtain larger loan approvals in the future.

When you submit an application to Fair Go Finance we evaluate it based on your current situation to ensure that the loan and the repayments are the right size for your circumstances. As there is no security on an unsecured personal loan, the loan terms and repayment terms may be different to a secured loan. The amount you can borrow is also limited to $3,000 for a first loan with Fair Go Finance, which is smaller than the ones offered in secured personal loans.

For faster approvals and larger personal loan amounts, have you considered a secured personal loan? If you already own a car, offering it as security on the loan will strengthen your application and help get your loan approved quicker and possibly for a larger amount too.

To apply for an unsecured loan, please click on the below button. 


Who’s this product for? People who need funds for a range of personal reasons including holidays, medical bills, rental bond loans, car repairs or registration.
Am I eligible to apply? You need to be at least 18 years of age, a permanent Australian resident, and in regular paid employment to apply.
How much can I borrow? From $500 to $3,000.
What repayment terms are available? From 3 months to 12 months
Lender Fair Go Finance

All applications are subject to approval and will be assessed separately by reference to the applicants individual circumstances.