2020 Financial Services Winner of Australian Small Business Champion Awards

Secured loans with a sense of extra security and responsibility.

Maybe you want to take out a secured loan against a car, using the car as security. Or against a motorbike, boat, caravan or another asset you can use as collateral. Or perhaps you want to use an asset you already own as security for a loan to buy something else entirely. Whatever you’re buying, we can help you get a secured loan with something extra – peace of mind.

As one of Australia’s largest non-bank loan providers and a responsible lender, we’ve used all our team’s finance and tech smarts to make taking out secured loans fast, easy and secure. And we mean bank-secure, with online applications that avoid unnecessary paperwork and delays.

Our streamlined process enables us to assess your online application and personalise our rates and terms to minimise your borrowing costs, quickly and responsibly. And when you come back for your next loan, as our customers do, we’ll reward you with even better rates and discounted fees.

Loan Calculator

How Much?

$500 $10,000

How Long?

6 months 36 months

Interest rate

19.9%

Total repayment

$3,871

Comparison rate from p.a.

44.2%

Min weekly repayment $72.48

Rates (APR), fees & features

LARGE Amount Loans
Loan Amounts $5,050 - $10,000
Average Term 14 – 24 months
Typical Establishment Fee $546 – $795
Monthly Fee $9 – $14
Interest Rate Per Annum (APR) * 21.90% - 25.90%
Comparison Rate ** 28.71% - 33.80%

 

*For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%.
**All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
EXAMPLE $6,900
Average Term 18 months
Repayment Per Week* $119
Establishment Fee $595
Monthly Fee $14
Interest Rate Per Annum (APR) 21.90%
Comparison Rate 28.87% 1

 

1. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.
WARNING: This comparison rate is true only for the example[s] given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

How to Apply

Apply Now

Why choose Fair Go Finance?

We’ve been giving our customers a Fair Go since 2008.

We listen, adapt, innovate and grow with our customers so we can provide ongoing value to you.

Fair Go Finance Unique Selling Point

Genuine Customer Service

Real and caring consultants to help you go forward.
Funded in minutes!

Apply, approved and funded in as little as 6 minutes

Fair Go Finance Unique Selling Point

Customised Pricing

Your credit profile is rewarded with tailored pricing.
Get more & pay less.

Save up to $115 on a small loan
Save up to $357 on a medium loan

Fair Go Finance Unique Selling Point

Loyalty Rewards Program

Enjoy rate and discount rewards for your loyalty.
Rewarded on your return!

Returning customer gets up to $453 more on the second loan

Fair Go Finance Unique Selling Point

Boost Your Credit Score

Improve your financial future by repaying your loan with us.
Good credit, not bad!

65% of our customers enjoy a 42 point increase to their credit score.

How can we help you?

Below you’ll find answers to the most frequently asked secured loan questions

Start your secured loan application.

Whatever you need your loan for, you can apply for a secured loan online in minutes, and we’ll give you a decision and conditional approval in a matter of hours. You can even apply for a secured loan online with bad credit.

Apply Now
Couple Painting Walls got an apartment using a bond loan

See what our customers are saying

Read all reviews

Are you eligible to apply?

  • I am 18 years or older
  • I have not entered into bankruptcy or part 9 agreement within the last 6 months
  • I am willing to provide my Bank Statements online
  • My income is not solely from Centrelink
Please note: Bank statements can only be submitted via our secure online service.