Flexible Personal Finance

With Customised Rates and Down-to-Earth Service, Fair Go Finance is your smarter way to fund.

Calculate your repayments

$3,000
12 Months

What this means for you...

Interest Rate p.a.
23.31%
Comparison Rate p.a.
54.3%
Total Repayment
$4,163.94
All rates & fees

Your minimum weekly repayment*

$80.08

Ready to get started? Get your personalised rate and repayments without impacting your credit score or see our rates & fees

*Includes an interest rate of 23.31% (Comparison Rate of 54.3%). All prices are indicative and applications are subject to assessment. Fees and charges are payable. The Comparison Rate is based on an unsecured personal loan of $2,500 for a term of 2 years. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

We're with you

So why Fair Go Finance?

We want what’s best for our customers. And we show it every day with loans and service tailored to you.

Why Choose Us
  • Genuine customer service

    Our genuine, down-to-earth team is here for friendly, helpful advice – and zero jargon.

  • Personalised pricing

    We get to know your situation to craft a tailored rate just for you.

  • Credit score boost

    Make timely repayments on an initial easy-to-manage loan to actively boost your credit score.

  • Check if you qualify

    Learn how likely you are to get approved, with no impact on your credit file.

See what our customers have to say about us

See Reviews and Feedback

Our Process

How Fair Go Finance works

Our personal loan rates are customised to you and your circumstances. And we’ve got loans for just about anything you need. Learn how much you could borrow and what the repayments could be.

  • Apply now

    Our online application takes just six minutes to complete.

  • Accept our offer

    We send you the loan terms. You accept with a secure SMS code. It couldn’t be easier.

  • Get your funds

    Our real-time funding means your funds are in your account on the same day.

  • Stay supported

    We stick around to help with repayments, questions and credit score boosts.

Go Forward, FinanciallyWondering if you’re eligible?

Fair Go Finance wants personal finance to be fair for everyone. So, we’ll do a quick check to assess your eligibility before we begin. The best bit? It won’t impact your credit score. And once approved, you’ll actively boost your score as you make repayments.

0%

Of our customers enjoyed an increase to their credit score.

0.78

is the average credit score increase our customers first experience.

Check your rate and repayments without impacting your credit score

Credit Score Boost Winner January 2024

Ricky, NSW

Ricky boosted his credit score by 193 points within 6 months.

View our past winners and their stories
0%

Of our customers enjoyed an increase to their credit score.

0.78

is the average credit score increase our customers first experience.